{"id":159,"date":"2025-10-14T14:43:44","date_gmt":"2025-10-14T14:43:44","guid":{"rendered":"https:\/\/dcasacr.com\/?page_id=159"},"modified":"2025-12-23T22:44:37","modified_gmt":"2025-12-23T22:44:37","slug":"como-funciona","status":"publish","type":"page","link":"https:\/\/dcasacr.com\/?page_id=159","title":{"rendered":"\u00bfC\u00f3mo funciona?"},"content":{"rendered":"\t\t
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\u00bfQuer\u00e9s saber c\u00f3mo
funciona<\/span> el proceso?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Ac\u00e1 te lo
explicamos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Bienvenidos al Sistema de \nAhorro y Pr\u00e9stamo del INVU.\n\u00a1La manera m\u00e1s inteligente y \nsegura de construir\ntu proyecto de vida!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Modelo de financiamiento del INVU con<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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70 a\u00f1os de experiencia.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Cr\u00e9dito sin requisitos ni tr\u00e1mites excesivos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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para tener casa propia\no invertir en bienes ra\u00edces<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Ahorro de suma exorbitante de dinero adem\u00e1s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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ser\u00e1s libre 15 o 20 a\u00f1os antes comparado al m\u00e9todo bancario tradicional.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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PASO 1<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Yo Ahorro<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\u2022 Entre un 25% y un 35% de lo que quiero.
\n\u2022 Elijo la cuota que me conviene..
\n\u2022 Tengo 6 planes a elegir..
\n\u2022 Tengo respaldo estatal del INVU..
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PASO 2<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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El INVU\nme presta<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\u2022 Entre un 75% y un 65% restante..
\n\u2022 Cuota fija todo el plazo..
\n\u2022 Con una tasa de inter\u00e9s\ndesde el 7% anual fijo en\ncolones..
\n\u2022 Seguridad y estabilidad todo el plazo. .
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FINALMENTE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Cumplo mi sue\u00f1o \n
y gano<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\u2022 Gano hata 20 a\u00f1os de libertad financiera.
\n\u2022 Gano al no hipotecar mi vida por 30 a\u00f1os.
\n\u2022 Gano millones al evitar la banca tradicional.
\n\u2022 Gano al permitirme viajar, invertir y cumplir mis sue\u00f1o<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Con el Sistema
\nde Ahorro
\ny Pr\u00e9stamo
\ndel INVU,
<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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te garantiza<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Protecci\u00f3n contra variaciones del d\u00f3lar.

\nCr\u00e9dito sin estudio crediticio..

\nTasa fija en colones hasta el final del pr\u00e9stamo.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tAgend\u00e1 tu cita aqu\u00ed<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Te pregunt\u00e1s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\u00bfPor qu\u00e9 deber\u00eda elegir al DCASA para mi inversi\u00f3n?\n
\nVeamos un ejemplo con 60 millones de colones<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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BANCA TRADICIONAL<\/strong>\n

\n\u2022 30 a\u00f1os de cr\u00e9dito.

\n\u2022 Prima inmediata \u20a19.000.000

\n\u2022 Cuota mensual fluctuante \u20a1534.000

\n\u2022 Pago por a\u00f1o \u20a16.408.000


\nINVERSI\u00d3N TOTAL \u20a1192.240.000<\/strong>


\n\u2022 Termino pagando 3 veces m\u00e1s.

\n\u2022 Cumplir con requisitos y estudio crediticio.

\n\u2022 En un banco tradicional termino pagando no menos de \u20a1 190.000.000 por 60 millones.

\n\u2022 Incertidumbre y estr\u00e9s por cuota fluctuante.

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SISTEMA DE AHORRO Y PR\u00c9STAMO DEL INVU<\/strong>\n

\n\u2022 10 a\u00f1os de cr\u00e9dito.

\n\u2022 Ahorro total 48 meses \u20a117.400.960

\n\u2022 Cuota mensual fija todo el plazo \u20a1551.940

\n\u2022 Pago por a\u00f1o \u20a16.623.280


\nINVERSI\u00d3N TOTAL \u20a183.633.760<\/strong>


\n\u2022 Termino pagando mucho menos de la mitad en inter\u00e9s.

\n\u2022 No requiero estudio crediticio ni SUGEF.

\n\u2022 Termino pagando \u20a1 83.633.760 por un pr\u00e9stamo de 60 millones.

\n\u2022 Garant\u00eda de cuota y tasa fija todo el plazo.

<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\u00bfEN QU\u00c9 SE DIFERENCIA EL Sistema de Ahorro y Pr\u00e9stamo del INVU CON LA BANCA TRADICIONAL?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Obten\u00e9s un cr\u00e9dito sin ning\u00fan tipo de estudio crediticio.<\/h2>\t\t\t\t<\/div>\n\t\t
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SIN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Orden patronal.
\nConstancia salarial.
\nContador p\u00fablico autorizado.
\nFiadores.
<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Nada que deba
\ndemostrar tus ingresos
\no tiempo de laborar.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Yo como suscriptor, elijo d\u00f3nde quiero comprar o construir y en qu\u00e9 momento lo deseo hacer.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContactanos aqu\u00ed <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Ventajas y beneficios<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\u00danicos del financiamiento con el Sistema de Ahorro y Pr\u00e9stamo del INVU.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

\u00bfQuer\u00e9s saber c\u00f3mo funciona el proceso? Ac\u00e1 te lo explicamos Bienvenidos al Sistema de Ahorro y Pr\u00e9stamo del INVU. \u00a1La […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-159","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/dcasacr.com\/index.php?rest_route=\/wp\/v2\/pages\/159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dcasacr.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dcasacr.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dcasacr.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dcasacr.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=159"}],"version-history":[{"count":281,"href":"https:\/\/dcasacr.com\/index.php?rest_route=\/wp\/v2\/pages\/159\/revisions"}],"predecessor-version":[{"id":2042,"href":"https:\/\/dcasacr.com\/index.php?rest_route=\/wp\/v2\/pages\/159\/revisions\/2042"}],"wp:attachment":[{"href":"https:\/\/dcasacr.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}